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781.476.5976

Catering Insurance

The catering business can involve a lot of risk. Caterers work on other businesses’ property and perhaps even in their kitchens, and rely on suppliers and other vendors to furnish the necessary items to provide food. With so much happening—between supplying food, preparing it, transporting it, and serving it to customers—much can unexpectedly go wrong. All of these variables put you at risk, so it is a good idea to make sure you are covered against possible problems with catering insurance.

Catering Insurance Policy Features

If you have employees, you need workers compensation coverage, and of course your own equipment should be covered. General liability coverage exists as well, to cover any damages you might cause (such as your heating units catching the building on fire).

If you serve alcoholic beverages you will need coverage for that as well, as there are more risks and exposure when alcoholic beverages are involved in to a business.

As a business owner, you will need coverage for yourself to take care of loses you might incur due to lost income. Mechanical breakdown, storms, and vehicle trouble are just a few things that could negatively affect your ability to render your catering services.

For a food services industry, liability is always a concern. Lawsuits arising from food poisoning (due to negligence or from mistakenly serving contaminated food) can cause a modest business with irreparable harm. A general small business liability policy will cover the basics, but there are other liabilities such as using a vehicle you don't own, having employees use those vehicles, and accidently damaging property when providing your services.

Call Brownson Insurance Agency, Inc. today to find out what the best catering insurance policies are available for your situation. Our professional staff will guide you through the process of making sure you are covered for anything that might arise in your catering business. Existing customers can call our office for an update, and new customers can call to find out what we have available to fit your catering insurance needs.

Our Locations

Brownson Insurance Agency, Inc.

139 Albion St.
Wakefield, MA 01880
Main office: 781-476-5976
Fax: 781-245-3826

Office Hours:

Mon: 9:00 AM - 4:30 PM
Tues: 9:00 AM - 4:30 PM
Wed: 9:00 AM - 4:30 PM
Thurs: 9:00 AM - 4:30 PM
Fri: 9:00 AM - 4:00 PM
Sat: Closed
Sun: Closed

Byfield Insurance Agency, Inc.

147 Merrimac St.
Newburyport, MA 01950
Main office: 978-528-4787
Fax: 978-462-2880

Office Hours:

Mon: 9:00 AM - 4:30 PM
Tues: 9:00 AM - 4:30 PM
Wed: 9:00 AM - 4:30 PM
Thurs: 9:00 AM - 4:30 PM
Fri: 9:00 AM - 4:00 PM
Sat: Closed
Sun: Closed

Humphrey Insurance Agency, Inc.

147 Merrimac St.
Newburyport, MA 01950
Main office: 978-525-0296
Fax: 978-462-2811

Office Hours:

Mon: 9:00 AM - 4:30 PM
Tues: 9:00 AM - 4:30 PM
Wed: 9:00 AM - 4:30 PM
Thurs: 9:00 AM - 4:30 PM
Fri: 9:00 AM - 4:00 PM
Sat: Closed
Sun: Closed

Our Providers

Testimonials

Thank you so much for your assistance in explaining homeowners insurance when we bought our first house last month. Your help navigating through all our requirements the bank put on us was really appreciated. You made that part of the house buying process so easy. Brownson Insurance is lucky to have you working there. Thanks so much!!!
- EJ
How can I thank you enough. Your knowledge and professionalism is awesome. When my father told me to go to Brownson Insurance, I had no idea where he was sending me. That was fifteen years ago, two houses ago, at least four cars ago, and two kids ago. Thanks for going to the registry for me for this latest car swap. I really do appreciate your work with all my “stuff”.
- JH
I just want to say that after 30 years of dealing with Humphrey Insurance, I’m glad you’ve been there every step of the way. Your organization of my many properties insurance policies is refreshing. Especially in today’s world of automation, I love being able to pick up the phone and get a caring human voice on the other end. You’re the best! I hope your there for another 30 years.
- BL
How do you do it? You wear so many hats when it comes to my many insurance needs and I just feel like I needed to send you a note saying so. I know I can trust your advice when I seek it, and I do often. Cars, a house, kids driving, yikes. You’ve seen it all. Your advice is always spot on. Thanks for being there for me whenever I need you.
- JS